Established Santa Cruz · 1938

A personal approach
to the diverse needs
of our clients.

The biggest little accounting firm in Santa Cruz — trusted by businesses, individuals, and non-profits along the California coast for nearly nine decades.

88 Years on the Coast
About the Firm

A heritage of quiet expertise, written across generations of Santa Cruz families and businesses.

We are a local CPA firm trusted by businesses, individuals, and non-profits in Santa Cruz since 1938. From founding family-run enterprises to today’s most ambitious operators, we have served as the steady hand behind the planning, reporting, and decisions that shape long-term legacies.

Our practice is intentionally personal. Clients work directly with seasoned partners and the same dedicated team, year after year — a level of continuity rarely found at firms of any size.

1938
Founded
10+
Professionals
3
Generations Served
Our Services

Five disciplines, one trusted partner.

From the everyday rigor of compliance to the strategy behind a lifetime of decisions, we offer the full breadth of services a modern practice demands — delivered with the care of a private office.

01

Tax Compliance

Preparation and planning for individuals, families, businesses, trusts, estates, and non-profits — precise, on time, audit-ready.

02

Financial Planning

Long-horizon strategy for wealth, retirement, real estate, and the major decisions of a lifetime.

03

Accounting Services

Bookkeeping, payroll, and accounting systems engineered for clarity and control as your enterprise grows.

04

Financial Reporting

Advanced statements and reporting for owners, boards, and non-profits who need the full picture in a glance.

05

Decision Support

The counsel behind the numbers — entity selection, succession, transactions, and the moments that matter.

Whom We Serve

A practice built around three communities.

Businesses

From start-up through succession
  • Start-up cost projections
  • Income and cash flow forecasting
  • Entity selection guidance
  • Buy-sell agreements
  • Accounting systems setup
  • Accounting and payroll services
  • Compensation planning
  • Succession planning
  • Exit strategies

Individuals & Families

Counsel for life’s defining decisions
  • Home acquisition planning
  • Retirement savings strategies
  • Marriage and divorce planning
  • Real estate investment guidance
  • Wealth planning
  • Living trusts
  • Retirement planning
  • Estate and gift planning
  • Trust-funding

Non-Profits

The financial backbone of mission-driven work
  • Formation assistance
  • Non-profit versus non-taxable determination
  • Foundations guidance
  • Advanced financial reporting
  • Board-ready statements
  • Compliance & disclosures
Our People

The team you’ll actually work with.

Continuity matters. The names below answer the phone, sign the returns, and sit across the table from you each year.

What Clients Say

Trusted by founders, families, and the institutions of the Central Coast.

PMJ is absolutely professional in all ways. The entire staff are absolute wizards at producing on time and with great accuracy. The real gem of this organization, though, is their ability to do advanced strategic planning and counseling. We’re completely pleased in all aspects, and would (and have!) recommended their services to our business peers without reservation.

John BowerOwner, Santa Cruz Electronics

PMJ has been our choice for an accounting firm for many years. We appreciate their in-depth explanations of complicated tax and financial matters.

Peggy DolgenosCEO, Cruzio

Less grey hair for me. Money well spent. Highly recommend…

Xixi W.Client
Careers

Build your career on the coast.

We are always interested in meeting talented and motivated professionals. If you are interested in a career with our firm, please send us your resume.

Now Hiring

Experienced CPA

High-profile position · Full time

A unique opportunity to shape your career and become an integral part of the firm and the Santa Cruz community — advising people and organizations at every stage of their personal and organizational life cycles.

Learn More
Submit a cover letter and resume to begin the conversation.

Contact us at (831) 423-3883 or admin@pmjtax.com for more information.

Begin the Conversation

Visit us in downtown Santa Cruz.

We welcome new clients by introduction and inquiry. To schedule an initial consultation, write or call — a member of our team will be in touch within one business day.

Office
901 Center Street
Santa Cruz, California 95060
Telephone